Have you ever gone down a rabbit hole on social media? You know, that moment when you see something triggering and you click on it, and then scroll down through the comments, becoming wholly engrossed in a conversation that turns out to be a waste of time and emotional energy. While we’re in that moment, we’re often completely unaware of how it’s affecting us. Catastrophising is a little like that.

We can all be affected by catastrophic thinking to differing degrees. It happens when we ruminate about irrational worst-case outcomes, assuming that the worst will come true.

For example, when we get a sore throat, we might leap from one disastrous medical condition to the next, ending in our impending doom from some rare and awful disease. Or, when someone doesn’t reply to our text message, we immediately start to assume the worst and run down a track that ends in our removal from every social group.

Perhaps there is a significant crash in the markets, and we assume our investment portfolio will be wiped out, or we lose a large client, and we think our business will crash. If these patterns sound familiar, don’t panic – you’re not alone.

Many of us engage in this type of self-sabotaging thinking at very manageable levels, we snap out of the catastrophe-coma and vow to never do it again (until the next day…) and carry on with life. However, there are times when catastrophising can become a debilitating reality. Various research has linked this more profound experience of catastrophic thinking to other conditions, such as chronic pain, chronic illness, or poor mental health.

If we are prone to depression or high anxiety, then catastrophising might very well be much harder for us to identify and manage. If we are in constant physical pain, this too will impact our mental health and render us more vulnerable to crippling thoughts. Some articles have shown that it’s not just psychological as it can affect the physiology of the brain.

The first step to managing catastrophising is to identify it. Many of us do it without realising it, so the sooner we can observe this behaviour, the sooner we can change it. As with most mental concerns, therapy is beneficial, and so are mindfulness practices and meditation. These are reflective processes that break down our repetitive thought patterns and allow us to decide which habits we should develop and which to abandon.

We can also intentionally surround ourselves with people who help us make better decisions, who understand what is important to us and can lovingly support us when we fall down the inevitable minefield of rabbit holes ahead of us. Most of the battle ahead is fought in the mind; if we can take steps to protect not only how we think but who we allow into our headspace, we will be stronger, safer and happier.

One of the hardest questions to answer when it comes to financial planning is: How much do I need?

There are two ways we can look at this. Either, I believe that my external circumstances will eventually reach a point where I have earned enough, and I’ll finally feel that I have enough. Or, I will come to the realisation that my wants and needs are based on my own personal perceptions.

It’s also difficult because no matter how we see this, external or internal, we will most likely continue to vacillate between the two. This is because our head seldom wants what our heart wants, and our heart seldom wants what our head wants. Even when we can discern the difference between a want and a need, the goalposts keep shifting.

There’s no list of one hundred things every family must have – it’s incredibly personal. And this is what makes financial planning so complex. We can’t actually answer the question “How much do I need” because that answer will keep changing.

This is why we need to find better questions to ask, and we’re doing that with some success, but it still doesn’t always help when we’re sitting staring at a Black Friday special and wondering if we should impulsively add it to our basket.

At this point in the conversation, it’s important to remember to be kind to ourselves. We will always make impulse purchases, and that’s okay. The dangerous territory lies in what habits we’re forming. If we’re habitually buying things we don’t need and spending money too carelessly, we will find ourselves in a place that is tough to change.

Here is a great way to leverage better money habits in our purchasing behaviour: create space to reflect on your purchase.

This is how:

1 – Be a basket case: once you’ve decided you want something (or need it…), put off purchasing for a day or two. For online shopping, leave it in your basket for 48 hours before proceeding to the checkout.

2 – Quarantine it: leave it sitting in the garage or your spare room for three days after buying it. If you’re no longer convinced it was a worthy purchase, send it back to the store.

3 – Last in, first out: if you buy a new one, give the old one away. The more clutter we accumulate, the harder it is to appreciate what we have.

These tips help us create space to think about how much we really need and can be powerful practices in developing habits that make us wealthy.

When we stand together, we can succeed together. We can support and encourage one another. But this only happens in our smaller, more intimate groups. The fourth industrial revolution has slowly edged us into a communication environment that is overwhelmed with information.

We are learning that whilst we can stand together in powerful support, we can also suffer together. A burden indeed shared is a burden halved, but if we’re not aware of it, the cumulative stress of those around us becomes additional stress for us.

This means that whilst we’re battling our own stress, we’re also taking on the stress of our collective unconscious.

This is known as the allostatic load: “the wear and tear on the body” that accumulates as we are exposed to repeated or chronic stress. As we scroll through our social media channels late at night (instead of getting an early night…), the algorithms feed us information that shows people behaving with less tolerance, forgiveness and empathy.

It’s because this keeps us scrolling for a few seconds longer. 

Mass media, for decades, has known that bad news sells. Social media has taken it to an exponentially higher level. It’s mentally corrosive and erosive, all at the cost of public interest – purely to remain interesting to the public.

It would be lovely to simply silence the onslaught of media and messages that cling to the virtual platforms that we use to engage with our family, friends, colleagues and customers, but we’re too far into the 4IR to turn back now. We need a different strategy to regain our sanity – and sustain our sanity.

Clean your feed 

Begin by boycotting the channels that happily fill your head and mind with a worst-case view of what’s going on in the world and, in the process of doing it, make you sad or angry.

Be more proactive on your social media channels. Hide or unfollow posts that are bating or triggering you.

Choose trust over mistrust

If we can break the natural circle of societal mistrust that has grown over the last decade, we can begin to rebuild a circle of trust in its place.

This isn’t about blind trust – if someone is being a bully online, we should shut them down. It’s about retraining our brain to realise that not everyone is out to spread malignant information. If we can slow down our reactionary time and squeeze in some reflection before responding, we can improve our ability to filter the riff-raff from the genuinely benevolent.

Avoid putting a spotlight on drama

We’ve become masters at making mountains out of molehills, and we have to keep our overreactions in check! Catastrophising is an extraordinarily debilitating trait because it is a trigger for anxiety, stress and depression.

Late night (or 3am) browsing is often a recipe for terrible decisions. We’re tired and emotionally vulnerable at these times – it’s not a great state for responsible online engagement. Put boundaries in place, both on what you’re seeing and when you’re seeing it.

In her blog – How To Stay Sane In A World Of Pain – Zoë Clews offers this advice:

Know what you’re in charge of – for good mental health, it’s important to understand these three areas: 

Locum of control – what time you get up, what you choose to put into your body, whether you pay your bills on time – this is you being in charge of yourself. 

Areas of influence – these are the things we can influence, but not directly control. They might include helping someone to quit smoking or persuading a friend not to go back to a toxic ex. Once we have done what we can to influence, we have to be ready to let go regardless of the outcome.

Things we can do nothing about – this covers things like whether an asteroid is going to destroy the Earth in your lifetime. These are the situations that really aren’t worth worrying about, and it’s these things that the media revels in telling you about. In the end, your anxiety and stress just feeds your sense of powerlessness.

If you really feel you can exert enough control and influence over something to make a tangible difference, then do it – the world needs more people like you. But be circumspect enough to be able to recognise when a situation is beyond your mastery.

We reclaim our sanity with intention, intention to do better and be better. If we just go with the tide of a dangerous shoreline, we’ll be bashed about by the waves and sucked in by the undercurrents. Every choice we make is a reflection of our mental health and will either help or hinder those around us.

Readiness is key to learning something new. If we’re not ready to learn something… it will probably go straight in one ear and out the other.

That was a favourite phrase of parents and teachers alike – if we weren’t paying attention, they’d lay that line thicker than peanut butter on a slice of white bread. And, they weren’t wrong. When we were distracted, information went “straight through us” without taking seed. It was true when we were in school, and it’s even more applicable now as we engage in a daily onslaught of information dissemination.

Social media and news streams keep us engaged and entertained, but seldom do they leave us educated. This is why we keep making choices that we regret. If access to information were key in making healthy decisions, none of us would struggle with making the wrong ones!

It’s not the access to information that’s important; it’s the learning that’s important.

The best time to offer advice (a learning opportunity) is only, ONLY, when it’s requested. Essentially, this recognises that if we’re not ready for advice (not asking for it), there’s a good chance that we’re not ready for it – and it won’t stick.

In line with some recent blogs, this one offers four more thoughts on how we can leverage learning to make healthier decisions; for our money, relationships, career, and anything else that we value in life.

Embrace novel formats

When lockdowns and Coronavirus hit the world, it led to exceedingly tough times, but it also created an upswell of novel learning formats. Online learning platforms (free and paid-for), TEDTalks, YouTube channels and smaller community-centric groups all began to provide places to learn that, in many instances, were more effective than traditional structures of learning.

Practice mindfulness

A healthy mind is a powerful mind. In line with recognising how prolific and persistent the engagement of technology and social media is in our lives, setting aside time for mindfulness is profoundly grounding, healing and helpful. The gurus all recommend starting with just five minutes a day and building up from there. There are plenty of great apps to help you get started.

With a healthy mind, anything is possible.

School was simply the starting line

Graduation is about levelling up, not about completion. All lifelong learners recognise that school is nothing but the starting line of our true education. This is a simple paradigm shift, but once we internalize it, we’ll start doing things differently.

Play the long game

“The greatest riches in life – personal or professional – come from compound interest.” Sahil Bloom. The hardest element of benefiting from compound interest is that it takes time, lots and lots of time!

Lifelong learners play the long game; they know that lessons will continue to be learnt and that whilst the truth may not change, their perception of the truth will continue to deepen.

(All of these ideas were shared in a compilation by Sahil Bloom – @SahilBloom – on Twitter)

For many years the culture of all communication has been changing. Initially, many of us thought that the social media and digital branding space was merely a digital version of what we were doing in the real world.

But it’s not. It’s more complex and nuanced than we realise.

How we communicate with our family and friends has changed. And it also means that how we build our businesses has also changed. With a significant increase in businesses trying to engage more online since the global impact of COVID-19, understanding how to use social media to build a business brand and reach a larger paying audience is crucial.

Many clients have shared their stories of how they’re creating additional income streams and leveraging their social media networks to make these side-hustles viable. Single-income and even dual-income families find it even more challenging to cover expenses and manage their budgets. But starting a Facebook page just ahead of the festive season may not be enough to boost December sales. Launching an online sales platform in February may not break even until late July.

Social media is quick and relatively easy to set up. For the basics, it’s free, making it an attractive way to announce and promote your business. But despite the ease and speed of setting it up, it’s not a quick fix.

If you’re in this boat with your business or side gig, don’t give up just yet. In a recent conversation with Tim Slatter, an online communications strategist, he reinforced the old axiom of ‘slow and steady wins the race’. Having helped SMEs establish sustainable online brands for over a decade, he’s seen how every single business they’ve worked with, in a wide variety of sectors, all needed a minimum of 6-18 months to establish themselves online.

According to Slatter, this is because the complexity of online branding extends far beyond a clever marketing hook. It delves deeper into the why, who and what of the business value proposition (motivation, audience and message). Marketing hooks are great, but customers and clients are now looking for deeper engagement with a brand story.

In some other research, tactycs.io released a helpful article earlier in 2021 that seeks to answer the golden question: How long should my social media take to work?

The first thing, they say, is to understand what we mean by “work for me”. Are we looking for more sales, increased website traffic, brand awareness or relationship maintenance? This is important because it helps us understand what we want to achieve when building our business online, which in turn helps us set more realistic expectations.

Then, when it comes to setting realistic expectations, tactycs.io also ran a survey to determine what type of turnaround time an entrepreneur could expect on some of the current popular social media platforms.

These stats are pulled from their article:

How long does Instagram take to work?

Typically we recommend anywhere from 5-10 posts per week over a minimum of six months. Some have seen success much faster, and others have to put in closer to 18 months of consistent work to see success on Instagram.

How long does Facebook take to work?

A Facebook business page can take anywhere from 12 months to 24 months to become successful. Facebook pushes for supplementing your business page with ads or sponsored posts to accelerate the process.

How long does Twitter take to work?

Twitter moves fast, do you? Because of the ability to engage with content as a business, Twitter can see a quicker road to success. But don’t be fooled; this doesn’t mean it’s easier… It’s become an expectation that you post on Twitter multiple times a day, engage with your direct audience along with others. That means you keep your channel live, respond fast, and seek out other supplemental content posted by others. This could take anywhere from four to 16 months.

How long does YouTube take to work?

Being the second largest search engine in the world has its benefits. YouTube is an extremely powerful tool and doesn’t require as much momentum as other social media platforms. A larger following certainly helps, but valuable content is CRITICAL here. For business-focused timelines, an average of six months to two years can be used for YouTube.

How long does LinkedIn take to work?

If you find yourself with a group of 10-20 extremely connected employees willing to help grow the presence, you can see some of the quickest growth out of all the social media pages. 

LinkedIn is filled with business-oriented individuals who are willing to engage/support in exchange for the same. The research suggests eight to 16 months.

If you’re looking to bolster your income, remember, it’s a lot like leveraging the markets for long-term investing; give your investment time to root and grow, don’t expect immediate returns.

Of all conversations about money, there’s a common emotion that comes up. It’s one that everyone feels alone in, that they’re the only ones to feel this, but time and time again, it appears in daily financial conversations, reminding us that we’re actually not alone.

This feeling? 

Anxiety.

One of the reasons for this is that we grow up thinking that our adult life will look a certain way. We think we will either follow in our parents’ footsteps or are determined to avoid their mistakes and hopefully turn out considerably better. 

But the reality is that no matter what our plans or perceptions were growing up, they seldom take that form when we’re all grown up. It’s not uncommon to see people sharing their social media stories about how hard their day of “adulting” has been.

As New York Times financial writer Carl Richards once said; Almost everybody has an idea of what the financial life of their dreams would look like. Almost nobody has a plan for how to get there.

This is why so many people feel anxious about their money. They know where they’d like to be, but they don’t know how to get there.

Well, maybe that’s not entirely true. It’s like when the doctor tells us to eat more vegetables and exercise for at least an hour a day; it’s information we know but don’t really have the motivation to do something about it. We can either wait for a crisis or choose to do something about it before the proverbial hits the fan.

Putting a basic, anxiety fighting financial plan into place begins really small and super manageable.

Here are four steps that we’ve talked about several times before but need to hear again.

First: Pay attention to your spending.

Some people call this budgeting, but it’s actually even easier. All we have to do is begin by paying close attention to how we spend money. It’s the first step to budgeting, but it’s also the first step to finding wasted money and learning to confront unhealthy spending habits.

Second: Find wasted money.

As Carl Richards also says: The hard part of saving isn’t saving itself. The hard part is finding the money to save. With life having changed so radically in the last 24 months, you might very well have subscriptions or memberships that you’re still paying for but not using. You might also eat in more, and find that you don’t need to spend so much on takeout. Or perhaps your family needs one less vehicle and can cut back on the payments, maintenance and insurance costs on additional vehicles.

When you’ve found wasted money, don’t simply find something new to spend it on; automate your savings, even if it’s 50 bucks a week.

Third: Automate savings.

Online banking makes this concept a dream. Set up a basic savings pocket that automatically pulls the money you were spending on gym or car payments. It’s not going to hurt because you didn’t use this money for anything else anyway. But now, instead of the money going to someone else, it will start to build up into your own savings account.

These are three things that you can start doing today. You don’t need to meet with anyone, gain approval or radically change your life. All you need to do is pay attention to your spending, find wasted money and automate savings.

Before you know it, you will feel less anxious about finances, and we’ll be able to have better, more meaningful conversations about money and the future.

“I am always ready to learn, although I do not always like being taught.” Winston Churchill

So often, after about 12-14 years in conventional schooling systems, all we want to do is “get out”! There are exceptional educators out there who take time and energy to nurture not only the minds of their learners but their whole well-being.

They’re the ones who take note, take care and take kids seriously. But ultimately, these experiences lightly pepper our schooling years, and for most of the time, we’re taught the curriculum so that we can reach the milestones and earn a grade.

As Winston Churchill wisely noted, there’s a difference between learning and being taught. As we continue to learn along the path of life in our adult years, we can find that the breakaway from the scholastic structure can be a breath of fresh air for our learning journey. And – embracing this can help us make healthier decisions for our health, relationships, and finances.

Take Breaks

The methodology of schooling can cause us to work for long periods on a project without taking breaks. Taking breaks can be the easiest, most effective unlock for learning and growth. Breaks allow us to assimilate what we’ve been working on and consider different ways to tackle the next steps.

Whether this is our daily routine or when working on special projects, taking breaks (for a few minutes or a few days) can help us make healthier decisions and be more creative in our problem-solving.

Learn from Strangers

The best way to learn from strangers is to engage in conversations with new people! Standing in line at the licensing department, travelling on public transport or even simply hanging out at the local park opens up opportunities to meet and talk with new people.

Every conversation with a stranger is an opportunity to learn something new. When we are aware of this, we can observe our behaviour and become more present in our conversations with strangers. 

Seek a Stimulating Job

It’s not always easy to land a job that you find challenging and stimulating, but since we spend so much time at work, finding an intellectually fulfilling job is a huge advantage to leverage our daily learning to make healthier decisions. Even if you don’t love everything about your job, finding ways to improve how your job is done can be equally invigorating, and we can learn so much in the process.

Remain flexible

Lifelong learners are always willing to change their mind. The more we learn, the more we realise that it’s not the truth that changes, but our understanding of that truth that deepens. 

Superficially, it could seem like we’re changing our minds, but rather, we’re changing our position and growing our minds. This is why it’s better to find questions that can’t be answered than to hold onto answers that can’t be questioned.

In a recent blog from Marelisa Fabrega, lawyer and entrepreneur, she spoke of 17 ways to be kinder to yourself! It seems like a lot, but when we think about all the ways and times that we put ourselves down, it’s not that much.

There’s a reason why this message of needing to be kinder to ourselves has become so pervasive; it’s because poor mental health has greater awareness than ever before. We are growing in our ability to self-observe in a healthy way – not simply taking selfies and saturating our Instafeed, but in a personal and private way. We’ve also accumulated decades of psychological profiling that helps us understand why we fail and why we succeed, and much of it has to do with positive and negative conditioning.

Success is not about choosing the right job and earning piles of money. It’s not about developing a product or service that no one else can compete with. It’s about finding our place and our purpose and having the confidence to fulfil it.

Here are a few of Fabrega’s suggestions to turn up the kindness:

Respect Yourself. 

Self-respect is valuing yourself for who you are, and not allowing others to dictate your value. It’s trusting yourself, thinking for yourself, forming your own opinions, and making your own decisions. In addition, it’s refusing to compare yourself to others.

Finally, self-respect is about keeping your promises to yourself and following through on what you tell yourself that you’re going to do. Be kind to yourself by deeply respecting yourself.

Forgive Yourself. 

We all mess up. Look at the following:

• Maybe you did something in the past that you’re not proud of.
• Perhaps you failed to stand up for yourself and you let someone else get the better of you.
• You may have missed a great opportunity because you got scared.
• Maybe you failed to follow through on an important goal.

If you’re angry at yourself, you need to show yourself kindness: stop blaming yourself, resolve to do better from now on, and forgive yourself.

Carve Out Some Time For Yourself. 

Every day carve out some time for yourself and do something that brings you joy. You can draw, journal, write short stories, play a musical instrument, or do anything else that you love to do. Be kind to yourself by giving yourself some “me time” each day.

Give Yourself Recognition. 

Often, we’re quick to acknowledge the achievements of others but slow to acknowledge our own. That has to stop. Become aware of your own achievements and give yourself recognition.

When you do something you’re proud of, stop for a minute and dwell on it. Praise yourself and relish the achievement. Compliment yourself. Pat yourself on the back and say the following: “Kudos to me!”

Remind Yourself of Your Good Qualities.

Maybe you’re a little heavier than “the ideal body type”, but you have long, lustrous hair. Maybe you’re not great at sports, but you’re an ace at math. Maybe you tend to be melodramatic, but you have a great sense of humor.

Always remind yourself of your good qualities.

Tell Yourself, “I Am Enough”. 

We’ve all had times in our lives when we’ve thought, “I’m not good looking enough, or smart enough, or strong enough to get what I want.” Stop it with the “I’m not enough” self-talk and replace it with the following;

“I’m enough, just as I am.”

“I’m worthy.”

“I deserve to be happy.”

“I deserve to have everything I want.”

In addition, tell yourself that nothing has to happen to make you worthy. You are already enough.

Accept Yourself.

Accept yourself as you are. You have strengths, and you have weaknesses. Sometimes you succeed, and sometimes you fail. Sometimes you’re right, and sometimes you’re wrong. Allow yourself to fully be who you are.

If you need someone to back you on this journey of turning up the kindness, let’s connect and make it happen.

Here’s the quick answer: yes!

That’s the easy part. The challenge lies in the next question: How do I change how I feel about money?

There are plenty of books, blogs, podcasts and short courses on how to change how to manage your money better and change how you budget, spend, save and invest. But many people, despite all these resources, still feel stuck and unable to change how they feel about money.

In “Mind over Mood” (Greenberger & Pedesky), they say that the key to changing how we feel about something lies in finding the connection between our thoughts and how they influence our moods and behaviours.

“Most people who are anxious, depressed, or angry can tell you that “just thinking positive thoughts” is not that easy [ … ] Looking at a situation from all sides and considering a wide range of information – positive, negative, and neutral – can lead to more helpful ways of understanding things and new solutions to difficulties you face.”

When it comes to our money-mood swings, attaching thoughts to our moods is a valuable exercise. Identifying what we think about money (influenced by our parents, peers and personal experiences) is the first positive step to changing how we feel about money.

In his book “Overcoming Depression and Low Mood”, Chris Williams suggests that the next step should be setting yourself small, achievable steps to maintain the momentum of change.

“You can’t expect to be able to swim immediately. You may need to start at the shallow end and practice at first. Pace what you do and don’t jump straight away into the deep end.”

These small steps could start with cash flow management, or perhaps you need to start talking to your family and loved ones about what you’re thinking and feeling about your financial situation. Connecting your thoughts and emotions is helpful, but connecting with people you love lets you feel protected, safe, physically comforted and soothed, and connected to others. 

When we feel isolated or alone, these emotions can cloud and clutter how we feel about our money, leaving us feeling overwhelmed and anxious. We then attach these feelings to how we feel about our money and how we think about our financial situation. This leads us to make unhealthy financial decisions and, in turn, keeps us stuck in our feelings about our money.

If you’ve been struggling with anxiety or depression around your finances, you’re not alone. Changing our thoughts and creating new habits are powerful in improving how we feel. Talk with people you trust and ask for help.

A curriculum doesn’t drive learning; curiosity drives learning.

When we consider the learning pattern of those who are outside of schooling systems, it’s curiosity that drives their learning, not the prescribed milestones of an education system. From Google to TED, from books to stories passed down from our elders, learning is more about readiness than reached milestones.

When our learning is stifled, forced or limited by a curriculum, we can become frustrated and suppress our yearning to learn something new. This is an unhealthy state in which to slip.

When we learn something new, we exercise our brain, improving cognitive functions such as concentration, attention to detail, memory recall, and problem-solving. 

We become interested in more, and we become more interesting! Adopting this mindset creates fertile ground for healthy decision-making in life, relationships and our finances.

Sahil Bloom, from The Curiosity Chronicle, recently shared a collection of awesome ways to expand our curiosity and become lifelong learners.

Build a learning engine

The “learning engine” is at the core of every lifelong learner. Essentially, it comprises all the knowledge sources that we regularly consume. These could be books, audiobooks, newsletters, podcasts, TED talks, documentaries, blogs… you name it! And, in the last two decades, the internet has opened access to it all.

Avoid noise bottlenecks

Consuming more information does not always equate to knowing more. As you consume more data, you may find the noise-to-signal ratio increases – we call this a noise bottleneck. It slows down our ability to assimilate what we’re learning. 

We should consume less, but consume intelligently.

Embrace all styles and levels of learning

There are different types of learning, and there are different levels of learning. Four common learning types identified early on in children are visual, auditory, kinesthetic, and reading/writing. 

Most people are a combination of these four styles, but more times than not, we have a preferred learning style. Trying to explore different ways to consume and assimilate information keeps our brains and bodies healthy and helps us move from surface learning (which is quick and easy) to deep learning (which takes more time to mature).

Seek mentors and coaches

Two big challenges to learning are blindspots and the lack of accountability. Coaches and mentors provide a trusted sounding board and hold the space in our lives to spur us on when we’ve been sitting still for too long.

Embrace Failures

As Thomas Edison once said, “I have not failed. I’ve just found 10,000 ways that won’t work.” Lifelong learners recognize that failures are learning opportunities. They don’t fear them; they embrace them. Failure is not easy, and this is why when we persevere, we grow in strength, skill and knowledge.

Follow Your Curiosity

When you have a spark of curiosity, follow it. From preparing and eating healthier meals to discovering how you can steadily move from living in debt to living in surplus. From learning a new skill or adopting a hobby to expanding your knowledge of how your body, mind, and emotions work, be willing to go on that journey wherever your curiosity drives you.

When our minds are clear, focussed and fit, we can make better decisions. We can see our current situation more clearly and identify the future that we’d like to create.